Monday, December 22, 2014
Saturday, December 20, 2014
Monday, December 15, 2014
Saturday, December 13, 2014
Monday, December 1, 2014
Be Thankful
Be thankful that you don’t already have everything you desire.
If you did, what would there be to look forward to?
Be thankful when you don’t know something,
for it gives you the opportunity to learn.
Be thankful for the difficult times.
During those times you grow.
Be thankful for your limitations,
because they give you opportunities for improvement.
Be thankful for each new challenge,
because it will build your strength and character.
Be thankful for your mistakes.
They will teach you valuable lessons.
Be thankful when you’re tired and weary,
because it means you’ve made a difference.
It’s easy to be thankful for the good things.
A life of rich fulfillment comes to those who
are also thankful for the setbacks.
Gratitude can turn a negative into a positive.
Find a way to be thankful for your troubles,
and they can become your blessings.
~Author Unknown
Saturday, November 29, 2014
Monday, November 24, 2014
Tuesday, November 18, 2014
Thursday, November 13, 2014
Tuesday, November 11, 2014
Saturday, November 1, 2014
3 Questions to Ask Before Buying a House
3 Questions to Ask Before
Buying a House
1. Why am I buying a home in the first place?
This truly is the most important question to answer. Forget the
finances for a minute. Why did you even begin to consider purchasing a home?
For most, the reason has nothing to do with finances. A study by the Joint Center for Housing Studies at
Harvard University reveals that the four major reasons people
buy a home have nothing to do with money:
- A good place to raise children
and for them to get a good education
- A place where you and your family
feel safe
- More space for you and your
family
- Control of the space
What non-financial benefits will you and your family derive from
owning a home? The answer to that question should be the biggest reason you
decide to purchase or not.
2. Where are home values headed?
When looking at future housing values, Home Price Expectation Survey provides
a fair assessment. Every quarter, Pulsenomics surveys
a nationwide panel of over one hundred economists, real estate experts and investment &
market strategists about where prices are headed over the next five years. They then average the projections of
all 100+ experts into a single number. Here is what the experts projected in
the latest survey:
- Home values will appreciate by 4%
in 2015.
- The cumulative appreciation will
be 19.5% by 2018.
- Even the experts making up the
most bearish quartile of the survey still are projecting a cumulative
appreciation of over 11.2% by 2018.
3. Where are mortgage interest rates headed?
A buyer must be concerned about
more than just prices. The 'long term cost' of a home can be dramatically impacted
by an increase in mortgage rates. The Mortgage
Bankers Association (MBA), the National Association of Realtors, Fannie Mae and Freddie Mac have all
projected that mortgage interest rates will increase by approximately one full
percentage over the next twelve months.
Thursday, October 30, 2014
Tuesday, October 28, 2014
Saturday, October 4, 2014
Tuesday, September 30, 2014
Thursday, September 25, 2014
Tuesday, September 16, 2014
Monday, September 15, 2014
Thursday, September 11, 2014
Tuesday, September 9, 2014
Tuesday, August 26, 2014
Tuesday, August 12, 2014
Monday, July 28, 2014
Monday, July 21, 2014
Tuesday, July 15, 2014
Thursday, July 10, 2014
Thought For The Day.....7/10/14
There
is a vast difference between failure and temporary defeat.
There
is no such thing as failure, unless it is accepted as such. Every defeat is
temporary unless you give up and allow it to become permanent. In fact,
temporary defeat often makes us stronger and more capable. Each time we try and
fail, we learn something that helps prepare us for eventual success. Only in the
classroom is there a single correct answer for every problem. If you try an
approach that doesn’t work, try something else. When you view adversity as
nothing more than a learning experience, your successes in life will far
outnumber your failures.
Saturday, July 5, 2014
Monday, June 30, 2014
Tuesday, June 24, 2014
Monday, June 16, 2014
Thursday, June 12, 2014
Saturday, June 7, 2014
Thursday, May 29, 2014
Thursday, May 22, 2014
Saturday, May 17, 2014
Saturday, May 10, 2014
Great Tips For Home Maintenance
|
Brought
to you by:
Lee Ramey Mold & Mildew Solutions / To The Rescue IICRC Certified Firm , SCRT certified, IAQA member and certified , In this issue...
TIPS
FAST
FACT
Compliments
of...
Mold & Mildew Solutions / To The Rescue Cleaning For Beauty and Health 716 9th Street N Birmingham, AL 35203 205-252-9506 205-252-5326 Thanks for letting us share this with you . Visit my Web Site: http://www.alabamamold.com Send E-Mail To: moldmildewsolutions@gmail.com This issue of HomeHints eNews is provided by: Lee Ramey Please feel welcome to share this newsletter with friends Forward Here Be sure to set your preferences to sending mail in HTML format to preserve the graphical appearance of this newsletter. If this newsletter was forwarded to you, you may sign up for your own copy here: http://www.alabamamold.com We consider referrals from our friends, clients and associates to be the greatest compliment that we could receive. Thank you for keeping our company in mind whenever a referral presents itself. |
TIPS
Light Bulb Buying Guide Standard 40, 60, 75 and 100 watt incandescent bulbs can no longer be sold. CNET says, " With all of the new options out there (not to mention the disappearance of some important old ones), finding the perfect bulb can seem pretty daunting. New lights that promise to last 20 years and save you hundreds of dollars might sound good in theory, but how do you know which one is the right one for you? How do you know the bulb you're buying is going to be bright enough? And what if you're just not ready to say goodbye to your incandescents?” Fear not, because they've got you covered with a handy guide that's chock-full of all the information you'll need to make sure that your next light bulb is the right bulb. Back to top Bob Vila's Essential Toolbox Home Improvement and DIY guru Bob Vila says," Whether you’re a rookie handyman or a seasoned do-it-yourselfer, a range of basic tools is essential to doing the small jobs around the house… What tools will you need? Your skills and the kinds of jobs you do must be your guide, but a good basic selection would include a tape measure, square, and torpedo level for measuring and setting. A handsaw or handheld circular saw; a utility knife; a cordless drill; and maybe a glass cutter will take care of your cutting and drilling tasks. For fastening, how about a small set of screwdrivers; a staple gun; pairs of electrician’s, waterpump, and locking pliers; and a hammer?" See the article. Back to top Install an Electrical Outlet with Built-in USB Ports To a reader's question about installing electrical outlets with built-in USB charging ports, Popular Mechanics replied, "These receptacles are great—they eliminate the need for bulky USB adapters that hog valuable outlet space. They are especially useful by the bed, where many of us stash all kinds of USB-equipped devices, such as phones, tablets, and e-readers. That stuff competes for space on a standard duplex outlet that may already be serving a desk lamp or a clock. But to answer your question: Yes, USB receptacles are fairly easy to install, but there are a few things you should know before you switch off the breaker and remove your old outlet." |
Saturday, May 3, 2014
Saturday, April 26, 2014
Monday, April 21, 2014
Tuesday, April 15, 2014
Monday, April 7, 2014
Thursday, March 27, 2014
Saturday, March 22, 2014
Monday, March 17, 2014
Saturday, March 8, 2014
Tuesday, March 4, 2014
Monday, March 3, 2014
Tuesday, February 25, 2014
WHY ARE NEW HOMES GETTING SO BIG?
New
post on Eye on Housing
|
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Saturday, February 22, 2014
Tuesday, February 18, 2014
Monday, February 17, 2014
Friday, February 14, 2014
Thursday, February 13, 2014
Saturday, February 1, 2014
Friday, January 31, 2014
Thursday, January 16, 2014
Top Cold Weather Tips......
Top Cold Weather Tips to Help Save Money & Energy This Winter....http://blog.realestatebook.com/2014/01/13/top-cold-weather-tips-to-help-save-money-energy-this-winter/
Saturday, January 11, 2014
The New Welfare Map
These 11 States now have More People on Welfare than they
do Employed! Last month, the Senate Budget Committee reports that in fiscal
year 2012, between food stamps, housing support, child care, Medicaid and other
benefits, the average U.S. Household below the poverty line received $168.00 a
day in government support.
What's the problem with that much support? Well, the
median household income in America is just over $50,000, which averages out to
$137.13 a day. To put it another way, being on welfare now pays the equivalent
of $30.00 an hour for a 40-hour week, while the average job pays $20.00 an
hour.*************************************
Furthermore:
There are actually two messages here. The first is very interesting, but the second is absolutely astounding - and explains a lot.
A recent "Investor's Business Daily" article provided very interesting statistics from a survey by the United Nations International Health Organization.
Percentage of men and women who survived a cancer five years after diagnosis:
U.S. 65%
England 46%Canada 42%
Percentage of patients diagnosed with diabetes who received treatment within six months:
U.S. 93%
England 15%Canada 43%
Percentage of seniors needing hip replacement who received it within six months:
U.S. 90%
England 15%Canada 43%
Percentage referred to a medical specialist who see one
within one month:
U.S. 77%
England 40%Canada 43%
Number of MRI scanners (a prime diagnostic tool) per million people:
U.S. 71
England 14Canada 18
Percentage of seniors (65+), with low income, who say they are in "excellent health":
U.S. 12%
England 2%Canada 6%
*************************************
And now..for the last statistic:
National Health Insurance?
U.S. NO
England YES
Canada YES
*************************************
Check the last set of statistics!!
The percentage of each past president's cabinet... who
had worked in the private business sector...prior to their appointment to the
cabinet. You know what the private business sector is; a real-life
business...not a government job. Here are the percentages.
T. Roosevelt................38%
Taft.............................40%
Wilson .......................52%
Harding.......................49%
Coolidge......................48%
Hoover.........................42%
F. Roosevelt.................50%
Truman........................50%
Eisenhower..................57%
Kennedy.......................30%
Johnson.......................47%
Nixon............................53%
Ford.............................42%
Carter...........................32%
Reagan........................56%
GH Bush......................51%
Clinton ........................39%
GW Bush.....................55%
Obama............... 8%
This helps explain the incompetence of this
administration:
ONLY 8% of them...have ever worked in private business!That's right! Only eight percent---the least, by far, of the last 19 presidents! And these people are trying to tell our big corporations...how to run their business?
How can the president of a major nation and society...the
one with the most successful economic system in world history, stand and talk
about business...when he's never worked for one? Or about jobs...when he has
never really had one? And, when it's the same for 92% of his senior staff and
closest advisers? They've spent most of their time in academia, government,
and/or non-profit jobs. Or...as "community organizers."
They should have been in an employment line.
Pass this on, because we'll NEVER see these facts...in the main stream media!!!
Friday, January 10, 2014
Tuesday, January 7, 2014
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